Our Office Policy Regarding Dental Insurance

Dental Insurance is different from Medical Insurance. Many patients aren’t familiar with the specifics of their dental insurance benefits. Your dental benefits are based on the agreement your employer negotiated with your insurance carrier. Please review the insurance benefit booklet provided by your employer to better understand the benefits they make available as part of your insurance coverage. The patient payment portion covered for procedures varies depending on the coverage provided by your employer.

We are in-network providers for the following insurance programs:

  • Aetna
  • PPO
  • Access
  • Anthem Blue Cross/Blue Shield
  • Cigna PPO
  • Delta Dental
  • PPO
  • Premier
  • Dental Blue
  • Empire Blue
  • Guardian
  • PPO
  • Access
  • First Ameritas
  • METLIFE
  • NBC Universal
  • Preferred Group
  • **Includes Hendricks Hudson & Chappaqua teachers
  • **Please call the office to verify additional participating preferred group plans
  • Principal
  • Sun Life Financial
  • United Concordia
  • Elite
  • Prime
  • National – Fee for service
  • United HealthCare

Being an “in network” provider means our office is contracted with your insurance plan to charge fees that have been agreed upon by your insurance company and our office. The only charge you are responsible for are:

  1. Any deductibles or copays that are pre-determined by your insurance company and/or your employer and
  2. Any services that your insurance plan does not cover.

Our office always sends a pre-estimate to the insurance company for any dental treatment your child may need. This way you will always know if there are any outstanding fees you may have.

At the time of your visit, we will receive all of your insurance information and our office will electronically file the claim for you with our state of the art computer software.

Your insurance company will then directly send payment to our office. You will then be responsible for paying any outstanding fees by check, credit card, or CareCredit, our outside healthcare finance company.

If you have any questions regarding your plan at any time during your visit, our front desk staff is more than happy to explain your individual plan to you.

Having a great healthy smile is really important for your child! To better serve you and your child’s needs, we now participate and are “in network” with many insurance plans that are listed below. If you should have any questions, please call and speak with our helpful and child friendly staff at 914-245-1670.

For all other Insurances:
If your Insurance allows you to see an “out of network” dentist, we can submit all of the paperwork for you and we ask that you pay the difference on what your insurance doesn’t cover.


CareCredit:
We work closely with an outside financing group, CareCredit to make both necessary dental treatments and elective smile improvements affordable for every family.

Please click the button below to visit the CareCredit website to enjoy budget friendly, quality, health care for your child.

CareCredit®

Insurance and Orthodontics

Not all insurance plans cover orthodontic treatment, but many do. The patient payment portion covered for orthodontic treatment varies depending on the coverage provided by your employer as well as the specifics of your orthodontic treatment needs.

Please bring your insurance card to your first appointment or consultation so that we can assist you in determining whether or not your insurance plan will help to cover the costs of your treatment.

Some companies offer Medical Savings Accounts for their employees. These accounts are also available to individuals for themselves and their dependents. The plans allow for pre-tax deposits to be made to the individual’s account. The money in the account can then be used for necessary medical expenses. This means that in some cases, orthodontics can be paid for with your health savings account funds.


Cancellation Policy

Kindly provide at least 48 hours notice for any appointment that needs to be rescheduled. Appointments cancelled in less than 24 hours may be subject to a cancellation charge.